Street Smart Valuations does not share our customer information outside of our corporate family unless required by applicable laws and regulations.
We recognize and respect your personal privacy rights. We realize that you entrust us with personal information and we take this trust seriously. It is our policy to maintain your information in a confidential manner and we are committed to providing our customers with the highest level of security and privacy regarding the collection and use of personal information.
We want you to understand what information we collect, how we use it, and what we do to keep it secure.
Information We Collect
We collect publicly available information and non-public personal information that you provide from the following sources:
- Information we receive from lenders as it relates to a request to order an appraisal
- Payment information, such as credit card information
- Information we receive from others, such as appraisers, title companies and Realtors.
How We Use and Disclose Information as Required by Law
We use information collected to assess the validity of data in the preparation of a real estate appraisal.
Information may be shared or used with our affiliates for authorized purposes such as originating, funding and servicing mortgage loans. Information may be provided to other Appraisal Management Companies to fulfill appraisal orders as required by investor underwriting guidelines.
Street Smart Valuations does not sell or disclose personal non-public information with companies not affiliated with Street Smart Valuations, other than payment information, as required.
How We Protect Your Information
We limit access to customer information to only those employees who need that information for specific responsibilities. Access is permitted on a ‘need to know’ basis. Credit card information is provided by the lender at time of order and is encrypted within our software and may not be viewed by Street Smart Valuations personnel.
Street Smart Valuations operates under full PCI security compliance. We have internal policies and electronic safeguards that prevent the sharing of information not required by an employee to complete their job functions. We train our employees to safeguard customer information and also incorporate internal policies that cover the unauthorized disclosure or use of that information. We require companies that we do business with to adhere to these standards.
Our web site is protected by industry-standard Secure Socket Layer (SSL) encryption. This means every sensitive communication between your computer and our web server is scrambled, so if any payment data gets illegally intercepted, it’s completely unreadable. You can be sure paying electronically with us is safe.
Affiliate Sharing Opt-Out
The Fair Credit Reporting Act allows you the opportunity to limit the sharing of information within the Street Smart Valuations family of companies. We only share information with affiliates relating solely to your transactions.
Family of Companies
- Commerce Mortgage
- Commerce Home Mortgage
- Commerce Mortgage Wholesale
- Street Smart Valuations